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All Scotland's children to take on £8k a year debt to go to college


Nicola Sturgeon waited until Scotland's schools, colleges and universities went on holiday to sneak out a controversial consultation to change all student funding in Scotland - with the consultation ending before the colleges and universities re-open - to stop every student and their parents in Scotland being aware of the consultation and having the chance to take part - the consultation started 30th June and ends on 31st August.

The Scottish Government claim this is an "independent review" but Nicola Sturgeon chose one of the best known bankers in the UK, an ex RBS banker, Jayne-Anne Gadhia, who was privately educated in England, who worked for Fred Goodwin (who caused all this austerity) to chair the review.

The banker has recommended every child in Scotland who attends college (not university) should take on £8,000 debt (student loan) and all current university students should have their debt increased from £4,750 to £8,000 a year - meaning your child will spend the rest of their life paying up to £32,000 debt for any education after school.

Many wanted the review to recommend all student loans are scrapped so no child is left in student loan debts for life - but the banker has not recommended this - instead here is the proposal Ms Sturgeon wanted all students and parents to not find out about (especially as this week Ms Sturgeon had to give the National Union of Students £250,000 grant to help fund councillors required because students are suffering from mental health crisis caused by the current level of debt £4,750 a year).

Jayne-Anne Gadhia, the ex RBS banker and CEO of Virgin Money wants current student loan debt to be increased by 68% for all university students - and wants every child in Scotland not at university - doing basic college course to take on £8000 student loan debt for every year of every course they do too with the proposal also once again taking powers and money from councils so an unelected central body - where RBS bankers can be appointed - can control it all

  • all funding and powers and support for college students removed from every council - and an unelected central body takes over all student funding budgets for all councils in Scotland - dismantling democracy again to ensure no one is accountable to local college students or their parents for funding decisions.- and of course ex RBS bankers can then control the power and budgets instead.

  • The consultation proposes current higher education £4,750 student loan is increased to a debt level of £8,000 a year - meaning your child will have £32,000 to pay back for a university education - regardless if they pass or what level pass they gain.

  • And now this banker recommends all students at every college in Scotland undertaking the lower further education courses should take on the same £8,000 debt every year that university students take - despite the fact these students cannot apply for the jobs university students can apply for - as these students take the most basic courses in education.

SNP claim "parity" is needed - i.e. why should university students be the only ones in the debt when every child in Scotland attending college can be sucked into the debt market with them, for the most basic education at college too - on the recommendation of bankers - every child in Scotland to be in 30 years debt for an education that is practically outdated in today's fast paced environment before they can even start paying the debt.

While the SNP government claim Scots get a free education - this is a misconception pedalled by every political party when in fact a free education means attending college or university where you don't take a student loan for anything - fees or living costs.

Currently only students undertaking a higher education i.e. HNC, HND, Degree and/or Masters Degree can apply for student loans for all living costs and travel - while taxpayers pay all fees regardless of the income of parents.

The student loan stands at £4,750 for 2018/9 and students get ten payments of £475 from September to April to cover all living and travel costs - yet Edinburgh University state it costs students between £675 and £1370 a month for living costs.

While the SNP government claim students from poorest homes get bursaries - what they don't say is the bursary is only £1,875 over 10 payments £187.50 a month and the government then get the poorest students to borrow £1000 more every year than every other student because the SNP government know their bursary is a joke and the student loan company can use that to exploit the poorest students to get them into more debt.

Not only have SNP failed to scrap all student debt (as they said they would in 2007 to get power) - instead we find a plan to expand student loan debt massively by targetting every single child who leaves school and introduce an £8,000 a year student loan (tax) even for the lowest of courses on behalf of the Westminster parliament who use the Scottish Parliament to do the unthinkable for them.

This would mean Scotland's children are the first in the UK to have to pay (over 30 years) for a basic college education.

The concept of student loans was justified on the basis university students get paid much more than everyone else once they start earning so they should pay something back by borrowing money to live on while at university.

Now this is being turned on it's head and the SNP government say "parity" is vital - any child who wants a further or higher education should pay the same £8k debt every year and be in debt for life - even when they cannot apply for jobs that require a degree.

So who chaired the panel of the body Nicola Sturgeon chose to make her recommendations for her - Nicola Sturgeon chose Jayne-Anne Gadhia, CEO Virgin Money - one of the best known bankers in the UK.

Gadhia was born in Stourbridge, West Midlands, and educated at Culford School - an independent (private) school in England, graduating with a BA in History from University of London.

From 2001-06 she worked for Fred Goodwin at the Royal Bank of Scotland and she managed to evade being seen as part of the RBS collapse when she left not long before to become CEO of Virgin Money.

RBS Bankers appear to be in control of all SNP government do - but if you know your history you will know King William of Orange set up RBS to collapse the economy any time the UK privy council felt like it - robbing the poor to feed the rich has always been the purpose of RBS - the "royal" bank of Scotland - a scam the Queen's UK privy council and their establishment pals have been running for over 300 years using RBS why Thatcher's man was put on the board of RBS - Thatcher was a member of the Queen's uK privy council for life - as is Nicola Sturgeon and Alex Salmond and Ruth Davidson and Blair and Brown.

While Nicola Sturgeon claims this is an "independent" review - how independent is the SNP government from bankers from RBS that caused all this austerity?

Alex Salmond worked for RBS before entering politics.

Once he became First Minister of Scotland Alex Salmond appointed the ex Chairman of RBS, George Mathewson (the man with no banking experience who was appointed to the board of RBS as reward for serving as Thatcher's man running the the Scottish Development Agency from 1981 to 1987) to become an official economic advisor to Alex Salmond as First Minister and every other SNP minister.

This, despite the fact it is claimed Thatcher's man George Mathewson really sowed the seeds of the collapse of RBS after he made his apprentice Fred Goodwin his successor after he moved to a hedge fund - the same hedge fund who advised his successor to do the deal that sunk RBS - the cause of all the austerity every school, university and college has been dealing with since 2007.

Why was George Mathewson put in charge of the bank when he had no banking experience and then appointed as an official economic advisor by Alex Salmond - a man who uses a Cayman Island Tax Haven - well they did go to the same university - St Andrews - where the British Establishment send their children.

Alex Salmond (via John Swinney) also chose the ex Vice Chair of RBS, Angus Grossart, who sneaked away just before the crash of RBS, to be the first Chairman of the SNP government's new Scottish Futures Trust (to get Scotland into £billions more PFI debt despite claims they would scrap PFI).

When this appointment was challenged John Swinney claimed this Ex RBS vice chair - who was also the Chairman of the Daily Record and pedalled porn channels over Sky and Virgin boxes - would only be SNP's Chairman of their PFI quango for a year - but this was not the case as he was chairman from 2007 until 2016 - turning Scotland into a PFI monopoly board so not just government but council s are put in £billions more PFI debt - all by stealth.

Ex RBS Chair Angus Grossart also known to be John Swinney's "mentor" - with Salmond appointing Moi Ali, a woman from England who was a member of David Cameron's cabinet office to control all Scotland's education (and police and ambulances) - why John Swinney has been desperately attempting right now to take Scotland's entire £4 billion annual education budget out of control of elected councils too - so they can put bankers and the likes in charge instead - Virgin Money love the plan (after Swinney chose Virgin Money to assess the plan)

The woman Nicola picked to review all student funding in Scotland - ex RBS - just happens to be the CEO of Virgin Money now.

With Nicola Sturgeon continuing where Alex Salmond left off - appointing RBS staff to conduct other "independent" reviews and also to control the funding of all policing in Scotland recently.

And this proposal to change all funding for all students in Scotland is no different.

Now the ex RBS woman who is now CEO of Virgin Money - Nicola Sturgeon's hand picked Chair of the "independent" review - wants every child in Scotland to get into £8k debt every year - so they spend the rest of their life paying for their education - whether it is the most basic course at college or a privileged university place.

- with Ms Sturgeon bribing the UK body the national union of Students to do government's dirty work - bribing them (the establishment controlled "union" with £250,000 to help students think it is their fault they are stresses because of government policy.


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